Physician Liability Premium Rebate

Surgeons performing surgery

Physician Liability Premium Rebate

Physicians who pay more than $1,750 in liability premiums each year are eligible for a rebate.

The physician liability premium (PLP) rebate reimburses physicians for part of the cost of their liability coverage, which in most cases is provided by the Canadian Medical Protective Association (CMPA). 

The Nova Scotia Department of Health and Wellness (DHW) administers the PLP rebate program.

Eligibility requirements

To be eligible for the PLP rebate, a physician must:

  • Pay liability premiums in excess of $1,750 per year
  • Ask the CMPA (or their liability coverage provider) to provide their premium details to the DHW

Rebate formula

As reaffirmed in the 2019 Master Agreement contract, the formula used to calculate physician liability payment rebates is as follows:

  • To qualify: Physician must pay at least $1,750 per year for liability premiums
  • Reimbursement: The DHW will reimburse physicians for 90% of the total premium paid, less the $1,750 base rate

Rebate payment schedule

MSI will issue rebate payments to eligible physicians. Payments are issued quarterly.

MSI requires physicians to complete a Business Arrangement form and submit supporting banking information so that they may receive their reimbursement payments.

Physicians with questions about the PLP rebate process should email the Department of Health and Wellness contact listed below:


Department of Health and Wellness